What We Offer

It should all start right here. Are you paying cash? If so, you obviously know your budget (but don’t forget about annual property taxes, hazard insurance, HOA fees, etc.). For many homebuyers, however, paying cash is not feasible and mortgage financing is necessary. A seasoned Realtor has strong relationships with lending professionals and can and should guide you to a reputable lender so you can be “pre-qualified” before you begin your home-buying process. Being pre-qualified also gives you a stronger standing in the eyes of home sellers when they are considering purchase offers you make to them.

Sure, some people prefer to do these things on their own and have success, but a Realtor can help avoid serious pitfalls within real estate transactions. Simple examples can be under-or-overpricing a property for sale and focusing on the wrong property attributes or ignoring important ones. Other challenges, of a serious legal nature, may arise if you fail to disclose certain defects in a property you’re selling or if you don’t get the deal to the “closing table” within the timeframe stipulated in your purchase/sale agreement. Beyond that, there are innumerable details involved, from vetting a buyer’s mortgage financing (if you’re the seller) to appraisals to home inspections to repair requests prior to scheduling closing to title fees, etc., etc., etc. You want to work with a well-trained, highly-seasoned real estate professional to help complete what will be among the most important financial dealings of your lifetime.

In most instances, I get paid only when the sale consummates/”closes” and you finish the purchase process. Most often the payment to me comes from the seller’s proceeds based on an agreed-upon percentage of the purchase price.

Before we put your property on the market, you and I enter into a “listing agreement” stating how much you agree to pay me and when. Most often I get paid only when we have sold your home and the sale consummates/”closes” and you finish the sale process. The amount I receive is often a percentage of the final sales price.  The percentage is negotiated upon entering the listing agreement and, from that amount, I then pay the buyer’s agent as well. This is most often referred to as a sales commission.